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Are You Too Trusting?

Hopefully your company enjoys some long-standing supplier relationships and a network of business partners who consistently over-deliver. While these allies can be a tremendous resource, the ease of your relationship may also lull you into a false sense of security. After all, some of the largest threats to cybersecurity happen as information flows both in... Continue reading.

Compliance Update: Creditable Coverage Disclosure to the Centers for Medicare and Medicaid Services (CMS)

Group health plan sponsors are required to disclose to CMS whether their prescription drug coverage is creditable or non-creditable within 60 days after the beginning of the plan year. For 2018 Calendar Year Plans, this disclosure would be due March 2, 2018. In general, a group health plan’s prescription drug coverage is considered creditable if its... Continue reading.

Avoiding Friction

We have evidenced a number of issues that repeatedly arise that cause unnecessary friction. As your insurance and risk management partner, in addition to negotiating and procuring the most effective insurance program on your behalf, we strive to ensure that you are aware of these issues. Understanding the following coverage terms and conditions, including policy... Continue reading.

Compliance Bulletin

On Jan. 5, 2018, the Department of Labor (DOL) announced that, effective April 1, 2018, employee benefit plans must comply with new requirements for disability benefit claims. ERISA plans that include disability benefits must comply with the new procedural protections, effective for claims that are submitted after April 1, 2018. Entities that administer disability benefit... Continue reading.

It’s Not All About Salary

Are your employees too busy looking for their next job? Unfortunately, research from Gallup reveals about half of any company’s workforce is looking for new opportunities. Of course, they won’t all end up quitting, but it’s likely their interest elsewhere is a sign of unhappiness or a disengaged approach. Even those who aren’t actively looking... Continue reading.

Want to fly through our new office?

In July of 2018, MJ Insurance will move offices from the Precedent Office Park in Indianapolis to the Midtown District of Carmel, Indiana. Years of planning and hard work are finally coming to fruition—and we couldn’t be more excited to make the move. The office will be along the newly expanded Monon Boulevard, a revitalized... Continue reading.

There’s more to insurance than just…insurance

Our wellness coordinator, Shauna Henley, not only counsels others to build a balanced life and take a proactive approach to health and wellness, she practices what she preaches. We knew we’d found a superstar when Shauna first joined MJ as an intern. Since becoming an official hire here, she’s led the development and execution of... Continue reading.

Cyber Insights: Critical Cyber Exploits Affect Nearly All Computers

Cyber security researchers recently announced the discovery of two major security flaws that could allow hackers to bypass regular security measures and obtain normally inaccessible data. The flaws, referred to as Meltdown and Spectre, are both caused by design flaws found in nearly all modern processors. These vulnerabilities can be exploited to access all of... Continue reading.

MJ Insurance Welcomes Risk Management Consultant to Phoenix Office

PHOENIX – (Jan. 8, 2018) – MJ Insurance, one of the nation’s largest privately-held insurance agencies with more than five decades of success, is pleased to welcome Justin Rarick, a new addition to the Phoenix office. Rarick joins the MJ team as a risk management consultant, responsible for proactively driving sales and service to new... Continue reading.