MJ Insight

Explore MJ Insight, where we cover trending topics, provide industry insights, and keep you up-to-date on the latest compliance regulations.

Benefits+
Benefits+ | Retirement

Disconnected – Facing Brain Drain Head-On

Imagine if 39.6% of your current workforce came to you and said that they wanted to retire in the next 3-7 years. What would you do? How would you make sure that you don’t lose key knowledge that runs your (…)

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News and Updates
PUBLISHED August 25th, 2023

THE MJ COMPANIES NAMED A 2023 BEST PRACTICES AGENCY

The MJ Companies

INDIANAPOLIS (August 25, 2023) – The MJ Companies, a leading risk management and employee benefits agency for more than 50 years, has been named a …

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Benefits+
PUBLISHED August 25th, 2023

PAY OR PLAY AFFORDABILITY PERCENTAGE WILL DECREASE FOR 2024

Ann Poland

On Aug. 23, 2023, the IRS issued Revenue Procedure 2023-29 to index the contribution percentage in 2024 for determining the affordability of an employer’s …

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Risk Management
PUBLISHED August 23rd, 2023

INSURANCE VALUATION CAUSING YOU HEADACHE? 4 TIPS TO ALLEVIATE THE PAIN

Aaron Parker

When it comes to purchasing or renewing commercial property insurance, ensuring correct property valuations is vital. It can make all the difference in providing …

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MJ Foundation
PUBLISHED August 15th, 2023

ADDRESSING FOOD INSECURITY AFFECTING ARIZONA CHILDREN

Britni Shrout

It’s official. It has reached the point of summer when parents are starting to count down the days until their children return to school. …

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Benefits+
PUBLISHED August 11th, 2023

HOW EMPLOYERS SHOULD HANDLE MLR REBATES

Ann Poland

The Affordable Care Act (ACA) established medical loss ratio (MLR) rules to help control health care coverage costs and ensure that enrollees receive value …

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Risk Management
PUBLISHED August 10th, 2023

ECONOMIC PERSPECTIVES: US RESISTS RECESSION DESPITE STICKY INFLATION

Adam Adler

As we barrel closer to 2024, the economic outlook is nothing if not dynamic. While the banking sector grapples with persistent challenges, whispers of …

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Risk Management
PUBLISHED August 3rd, 2023

UNDERSTANDING GROUP CAPTIVES

Adam Adler

In terms of risk management practices, captive insurance is hardly the new kid on the block. Yet, faced with tightening carrier restrictions and ever-increasing …

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Risk Management
PUBLISHED July 27th, 2023

EXPLORING THE NEW FRONTIERS OF ALTERNATIVE RISK TRANSFER

Aaron Shields

Alternative risk transfer (ART) solutions represent specialized risk financing mechanisms designed to venture beyond the conventional insurance market. These solutions aim to reduce the …

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MJ Foundation
PUBLISHED July 24th, 2023

MJ RAISES OVER $100K FOR COMMUNITY AT ANNUAL MJ FOUNDATION EVENT

The MJ Companies

INDIANAPOLIS (July 27, 2023) – The MJ Companies, a leading risk management and employee benefits agency for nearly 60 years, successfully hosted its annual MJ Foundation fundraiser last week at the …

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Cybersecurity
PUBLISHED July 19th, 2023

CYBER INSURANCE COVERAGE CHECKLIST: WHAT’S COMMONLY COVERED?

Carol Scully

As cyberattacks become increasingly frequent and costly, understanding your cyber risks and protecting your business with sufficient cyber insurance coverage is paramount. Cyber coverage, also known as …

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Benefits+
PUBLISHED July 11th, 2023

THE PWFA IS IN FULL SWING: ARE YOU READY?

Ann Poland

The Pregnancy Workers Fairness Act (PWFA) is now in effect as of June 27. This act focuses on the requirement for employers to provide …

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Benefits+
PUBLISHED July 9th, 2023

DOL ISSUES OPINION LETTER ABOUT HOLIDAYS DURING FMLA LEAVE

Ann Poland

On May 30, 2023, the Wage and Hour Division (WHD) of the U.S. Department of Labor issued Opinion Letter FMLA2023-2-A: “Whether Holidays Count Against …

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