Commercial Insurance
Businesses seek stability. But the reality is that accidents
happen, natural disasters occur, and theft and crime take place. As
a business, you can't hide from it. You have to plan for it.
Since every business is different, so is every plan.
Every industry or sector is different and every company within
each industry is unique. So no one insurance plan should ever be
the same. That's why our dedicated industry teams take the time to
understand your needs. We analyze your assets, determine layers of
coverage, gauge your exposure to loss and identify opportunities to
manage your risk. The result is a policy that provides you with the
right coverage that contains costs.
Alternative Insurance Market Solutions. Gain control over
insurance costs.
If your business has a greater level of risk and requires more
customized options, increased control over claims and more value
for your money, an alternative market solution may be a good option
for you. With years of underwriting, brokerage, risk management,
loss management, claims and legal experience, our team will develop
a plan that is right for you, with the broadest coverage at the
right price. And since the marketplace fluctuates, we'll continue
to monitor and compare your policy with current pricing and
plans.
Why MJ?
We combine risk management consulting with insurance placement
to give your company the full scope of coverage for different
industries, locations and unique options.
Expertise and capabilities to provide
comprehensive, customized plans
- Dedicated team with experience in your company's
industry
- Advises and provides alternative solutions
- Oversees and monitors your claims resolution
- Skillfully negotiates the greatest coverage for the right
price
- Experienced in claims resolution
Resourceful to meet your specific needs
- Our networks of underwriters, partners and industry
affiliations offer you a wide range of expertise, services and
coverage options
- As a member of Assurex Global (the
world's largest privately held brokerage group), we provide you
with global offerings and options
- Our Risk Management Center, an
online management tool, enables you to easily manage your various
risk management and OSHA responsibilities
- Web-based access to your insurance program
Proactive service mitigates your risk of
loss
- Actively monitors the marketplace and evaluates your plan
in relation to it
- Conducts forecast analysis to change predicted outcomes
for more options
- Conducts modeling analysis for experience
modifications
- Conducts site inspections and track loss sensitive
programs
- Reviews contracts for indemnification and hold harmless
implications
Commercial Insurance Coverage
- Property
- Commercial Auto
- General Liability
- Workers' Compensation
- Business Income & Interruption
- Excess & Umbrella Liability
- Crime & Theft
- Tenant Insurance
- Errors & Ommissions
- Additional coverage types available
P&C Coverage
- Monoline Property
- Excess Property
- Flood & Earthquake
- Difference in Conditions
- Stock Throughput Policy
- Manufacturers Output Policy
- Contractors Policy
- Ocean & Truck Cargo
- Crime/Theft
- Bulders Risk
- General Liability
- Products Liability
- Automobile Liability/Physical Damage
- Umbrella
- Workers' Compansation
- Environmental Liability
- Excess Liability
- Excess WC
- Plus, much more