Your future in focus.

MJ Insurance exists to inspire the success, fulfillment, and wellbeing of each person we serve: our associates and their families, business partners, clients, and our community. We make the organizations we work with better, smarter, and more efficient. And we’re changing the way people think about insurance—always raising the bar about what you should expect from your insurance and risk management agency.

Cyber Security: What Do Cyber Policies Include?

+-*Last week we provided several simple questions for you to explore your Cyber Liability exposure. As a follow up, we are presenting an overview of many of the key areas included in a Cyber Policy. Most standard commercial general liability policies do not cover specific cyber related risks, and thus a separate cyber liability policy... Continue reading.

Gay Marriage Legalized Nationwide by U.S

+-*The New York Times WASHINGTON — In a long-sought victory for the gay rights movement, the Supreme Court ruled on Friday that the Constitution guarantees a nationwide right to same-sex marriage. Justice Anthony M. Kennedy wrote the majority opinion in the 5 to 4 decision. He was joined by the court’s four more liberal justices.... Continue reading.

Supreme Court Allows Nationwide Health Care Subsidies

+-*New York Times WASHINGTON — The Supreme Court ruled on Thursday that President Obama’s health care law may provide nationwide tax subsidies to help poor and middle-class people buy health insurance. Chief Justice John G. Roberts Jr. wrote the majority opinion in the 6-to-3 decision. The court’s three most conservative members — Justices Antonin Scalia,... Continue reading.